28 James St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 28 James St, Holyoke, MA 01040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1955
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$77,000 (Mar 1987)
Tax Bill$2,897 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (reduced by levee)
APNHOLY M:0082 B:0000 L:73

Property Details

APN / Parcel Number

Primary APNHOLY M:0082 B:0000 L:73

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,588 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address28 JAMES ST
CityHOLYOKE
StateMA
Zip01040-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number73
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group1
Census Block1003
Census Tract812103

Owner

Source: Hampden County and Holyoke City records · APN HOLY M:0082 B:0000 L:73

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 JAMES ST, HOLYOKE, MA 01040-3416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 1987 · Amount on Record
Deed SaleMar 30, 1987 · Amount on Record
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLYOKE MA
Property Address28 JAMES ST, HOLYOKE, MA 01040-3416
Document Number23080-414
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 JAMES ST HOLYOKE MA 010403416, HOLYOKE, MA 01040-3416

Mortgage

Document Number23080-414
DateFeb 10, 2020
Book Page023080/000414
Instrument7352
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Holyoke City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,897.00 (+5.81%)$165,900 (+14.81%) Land $41,900 Building $124,000$230,755 (-0.21%)
2024$2,738.00 (-9.28%)$144,500 (-10.19%) Land $39,700 Building $104,800$231,230
2023$3,018.00$160,900 Land $39,700 Building $121,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138121031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2003)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2003, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Netafy. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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