40 Island Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 40 Island Dr, Poland, OH 44514

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,368 sqft · built 1950
Lot Size0.471 acres (20,517 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Jun 2016)
Tax Bill$2,137 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-001-0-088.00-0

Property Details

APN / Parcel Number

Primary APN36-001-0-088.00-0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area2,440 sqft
1st Floor Area912 sqft
AtticAttic
Attic Area456 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Lot Area20,517 sqft (0.471 acres)
Lot Dimensions293 ft deep x 70 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area160 sqft
Patio Area280 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address40 ISLAND DR
CityPOLAND
StateOH
Zip44514-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 600 70 X 293 ISLAND DR
Legal SubdivisionISLAND DR
Legal Lot Number600
JurisdictionMAHONING OH
Township / Civil DivisionPOLAND
Census Block Group2
Census Block2005
Census Tract811200

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 ISLAND DR, YOUNGSTOWN, OH 44514-1601
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Apr 6, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Feb 15, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2016 · Amount on Record
Deed SaleJun 29, 2016 · Amount on Record
Prior SaleMay 30, 1979
Deed Document Number201613970
Deed Book / Page6185 / 16
Last Transfer DateFeb 9, 2022
Transfer Doc06501/1613
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address40 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedMar 19, 2024
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ISLAND DR, YOUNGSTOWN, OH 44514-1601

Mortgage

Document Number06613/2063
DateMar 6, 2024
Book Page6613/2063
Instrument202400004094
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 26, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address40 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006438/627
DateApr 6, 2021
Book Page6438/627
Instrument202100008845
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueJul 1, 2046

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address40 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ISLAND DR, YOUNGSTOWN, OH 44514-1601

Mortgage

Document Number006490/606
DateDec 13, 2021
Book Page6490/606
Instrument202100034276
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 5, 2041

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMAHONING OH
Recording DateFeb 15, 2022
Property Address40 ISLAND DR, POLAND, OH 44514-1601
Document Number06501/1613
Book / Page6501 / 1613
Map ReferenceVOL 27 PG 41
Instrument DateFeb 9, 2022
Instrument202200003713
Transaction TypeTransfer
Record UpdatedFeb 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ISLAND DR, YOUNGSTOWN, OH 44514-1601

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionPoland Township
MunicipalityPoland Village
Unified School DistrictPoland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,137.00 (-0.97%)$49,920 (-) Land $10,030 Building $39,890$142,650 (-) Land $28,670 Building $113,980
2024$2,158.00 (-14.26%) Homeowner's exemption$49,920 (+5.47%) Land $10,030 Building $39,890
2023$2,517.00 (+18.28%)$47,330 (+34.84%) Land $10,030 Building $37,300$142,650 (+42.24%) Land $28,670 Building $113,980
2022$2,128.00$35,100 Land $7,360 Building $27,740$100,290 Land $21,020 Building $79,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - STRUTHERS
private · serves 58,551 people · EPA ID OH5001611
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Armstrong
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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