38 Island Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 38 Island Dr, Poland, OH 44514

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1951
Lot Size0.404 acres (17,598 sqft)
Owner2 Individual Names on Record
Last Sale$42,500 (Jun 1987)
Tax Bill$2,189 (2025)
Deeds & MortgagesApr 2018 Mortgage
Jan 2021 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN36-001-0-090.00-0

Property Details

APN / Parcel Number

Primary APN36-001-0-090.00-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
Gross Area3,048 sqft
1st Floor Area976 sqft
Upper Floors Area620 sqft
Basement Area976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Lot Area17,598 sqft (0.404 acres)
Lot Dimensions293 ft deep x 60 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area220 sqft
Deck Area280 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address38 ISLAND DR
CityPOLAND
StateOH
Zip44514-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 599 PART 60 X 293 ISLAND DR
Legal SubdivisionISLAND DR
Legal Lot Number599
JurisdictionMAHONING OH
Township / Civil DivisionPOLAND
Census Block Group2
Census Block2005
Census Tract811200

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 ISLAND DR, YOUNGSTOWN, OH 44514-1601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 6, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 25, 2005Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jan 6, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Nov 12, 2013Beneficiary Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 1987 · Amount on Record
Deed SaleJun 30, 1987 · Amount on Record
Last Transfer DateNov 5, 2013
Transfer Doc06058/2681
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address38 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06272/0117
DateApr 17, 2018
Book Page6272/0117
Instrument201800008292
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2033

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address38 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06421/1313
DateJan 6, 2021
Book Page6421/1313
Instrument202100000297
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address38 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 ISLAND DR, POLAND, OH 44514-1601

Mortgage

Document Number005517/829
DateMar 25, 2005
Book Page5517/829
Instrument200500009733
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 11, 2020
Interest
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address38 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6421/1313
DateJan 6, 2021
Book Page6421/1313
Instrument202100000297
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAHONING OH
Property Address38 ISLAND DR, POLAND, OH 44514-1601
Transaction TypeMortgage
Record UpdatedJun 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6272/0117
DateApr 17, 2018
Book Page6272/0117
Instrument201800008292
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2033

November 2013: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionMAHONING OH
Recording DateNov 12, 2013
Property Address38 ISLAND DR, POLAND, OH 44514-1601
Document Number06058/2681
Book / Page6058 / 2681
Map ReferenceMB27 PG41
Instrument DateNov 5, 2013
Instrument201300032315
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address38 ISLAND DR, POLAND, OH 44514-1601

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionPoland Township
MunicipalityPoland Village
Unified School DistrictPoland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,189.00 (-1%)$50,890 (-) Land $8,600 Building $42,290$145,400 (-) Land $24,570 Building $120,830
2024$2,211.00 (-0.36%) Homeowner's exemption$50,890 (-) Land $8,600 Building $42,290
2023$2,219.00 (+30.53%) Homeowner's exemption$50,890 (+38.36%) Land $8,600 Building $42,290$145,400 (+38.34%) Land $24,570 Building $120,830
2022$1,700.00 Homeowner's exemption$36,780 Land $6,740 Building $30,040$105,100 Land $19,260 Building $85,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - STRUTHERS
private · serves 58,551 people · EPA ID OH5001611
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Armstrong
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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