Santa Cruz County property record for 40 Indy Cir, Soquel, CA 95073 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,930 sqft Living Area |
| Lot Size | 10,241 sqft (0.235 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,626,000 (2024) |
| Tax Bill | $19,547.00 (2025) |
| Primary APN | 102-181-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,930 sqft Living Area |
| Gross Area | 4,534 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 10,241 sqft (0.235 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 604 sqft Garage |
| Deck Area | 351 sqft Deck |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 40 INDY CIR |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2254 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | 1515 SEAVIEW ESTATES |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 121100 |
Source: Santa Cruz County records · APN 102-181-70
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2024 | Grant Deed, Transfer · Stand Alone Second Mortgage SANTA CRUZ COUNTY BANK |
| Jul 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage 5 ARCH FUNDING CORP |
| Feb 26, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage CASCO FINANCIAL INC |
| Jun 01, 2021 | Deed of Trust, Mortgage GREGORY STERLING AND VIRGINIA LEIGH WITH |
| Dec 28, 2021 | Intrafamily Transfer, Transfer |
| Jul 30, 2021 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Aug 14, 2018 | Loan Modification, Mortgage 5AIF MAPLE 2 LLC |
| Dec 07, 2017 | Deed of Trust, Mortgage JRC TRUST I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2024 · Amount on Record |
| Deed Sale | Apr 02, 2024 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Doc Number | 20246052 |
| Prior Transfer Date | Jan 29, 2024 |
| Prior Transfer Doc | 0000002145 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 02, 2024 |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Number | 0000006052 |
| Map Reference | VOL 125 PG 6 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024-0006052 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,888.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Number | 0000006053 |
|---|---|
| Date | Apr 02, 2024 |
| Instrument | 2024-0006053 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000022182 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018-0022182 |
| Name | 5 ARCH FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92612 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012170 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0012170 |
| Name | CASCO FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOS GATOS, CA 95030 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030445 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021-0030445 |
| Name | GREGORY STERLING AND VIRGINIA LEIGH WITH |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 28, 2021 |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Number | 0000062265 |
| Map Reference | VOL 125 PG 6 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-0062265 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Number | 0000040308 |
| Map Reference | VOL 125 PG 6 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021-0040308 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,414.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 40 INDY CIRCLE, SOQUEL, CA 95073-2254 |
| Document Number | 0000040309 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0040309 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Number | 0000007103 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2019 |
| Title Company | OLDE REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 INDY CIR SOQUEL CA 95073, SOQUEL, CA 95073 |
| Document Number | 0000007103 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 7103 |
| Name | 5AIF MAPLE 2 LLC |
|---|---|
| Type | Mortgage Electronic Registration Systems (MERS) |
| Address | 19800 MACARTHUR BLVD # 1150, IRVINE, CA 92612-8445 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 40 INDY CIR, SOQUEL, CA 95073-2254 |
| Document Number | 0000042631 |
| Instrument Date | Dec 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3700 HILLTOP RD SOQUEL CA 950732308, SOQUEL, CA 95073-2308 |
| Document Number | 0000042631 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 42631 |
| Name | JRC TRUST I |
|---|
| Amount | Amount Recorded |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,612,017 (+2%) Land $967,210 Building $644,807 | ||
| 2025 | $19,547.00 (-23.43%) Homeowner's exemption | $1,580,408 (-29.41%) Land $948,245 Building $632,163 | |
| 2023 | $25,528.00 (+0.92%) Homeowner's exemption | $2,238,900 Land $1,407,600 Building $831,300 | $2,143,080 |
| 2022 | $25,296.00 |
40 Indy Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,778 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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