Santa Cruz County property record for 31 Indy Cir, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,333 sqft · built 2024 |
| Lot Size | 0.231 acres (10,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,630,000 (Mar 2025) |
| Tax Bill | $26,905 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Jul 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-181-75 |
| Primary APN | 102-181-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 4,333 sqft Living Area |
| Gross Area | 4,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 10,054 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 0 PANORAMA DR |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 1515 SEAVIEW ESTATES |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 121100 |
Source: Santa Cruz County records · APN 102-181-75
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · Construction Mortgage MV HOLDINGS INC |
| Jul 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LIGHTHOUSE BANK |
| Mar 04, 2020 | Deed of Trust, Mortgage · Construction Mortgage CASCO FINANCIAL INC |
| Oct 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage ZME INVESTMENTS LLC |
| Aug 27, 2021 | Deed of Trust, Mortgage · Construction Mortgage CASCO FINANCIAL INC |
| Feb 25, 2022 | Grant Deed, Construction Loan · Construction Mortgage ROSS TRUST |
| Dec 07, 2017 | Deed of Trust, Mortgage JRC TRUST I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on Record |
| Deed Sale | Mar 28, 2025 · Amount on Record |
| Deed Document Number | 20256022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO COM |
| Name | Verified Name |
|---|
| Document Number | 0000022855 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023-0022855 |
| Name | MV HOLDINGS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000023358 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018-0023358 |
| Name | LIGHTHOUSE BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95060 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000007651 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 2020-0007651 |
| Name | CASCO FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOS GATOS, CA 95030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000052564 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-0052564 |
| Name | ZME INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOS GATOS, CA 95030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000044708 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-0044708 |
| Name | CASCO FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOS GATOS, CA 95030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 25, 2022 |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Document Number | 0000006395 |
| Map Reference | VOL 125 PG 6 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-0006395 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18640 SUTTER BLVD STE 100, 100, MORGAN HILL, CA 95037-8110 |
| Document Number | 0000006396 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0006396 |
| Name | ROSS TRUST |
|---|---|
| Type | Private Party |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 31 INDY CIR, SOQUEL, CA 95073-2257 |
| Document Number | 0000042631 |
| Instrument Date | Dec 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3700 HILLTOP RD SOQUEL CA 950732308, SOQUEL, CA 95073-2308 |
| Document Number | 0000042631 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 42631 |
| Name | JRC TRUST I |
|---|
| Amount | Amount Recorded |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,682,600 (+19.93%) Land $1,295,400 Building $1,387,200 | |
| 2025 | $26,905.00 (+197.46%) | $2,236,866 (+174.13%) Land $918,966 Building $1,317,900 |
| 2023 | $9,045.00 (+542.4%) | $816,000 Land $816,000 |
| 2022 | $1,408.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC..
Based on FCC filings for 330 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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