40 Indian Ave, Derby, CT 06418 Property Records

Derby City property record for 40 Indian Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,475 sqft · built 1956
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Feb 2022)
Tax Bill	$8,893 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:11 L:4`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:11 L:4`
Alternative APNs	`001293` `7149` `1293`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft
Basement Area	1,224 sqft
Unfinished Basement	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1293
Street Address	40 INDIAN AVE
City	DERBY
State	CT
Zip	06418-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	11
Legal Lot Number	4
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2001
Census Tract	120200

Owner

40 Indian Ave is owned and occupied by an individual who bought it in February 2022.

Source: Derby City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 INDIAN AVE, DERBY, CT 06418-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Feb 7, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Deed Document Number	2022263
Deed Book / Page	875 / 178
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	000875-176
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Feb 7, 2022
Property Address	40 INDIAN AVE, DERBY, CT 06418-1237
Document Number	000875-178
Book / Page	875 / 178
Instrument Date	Feb 1, 2022
Instrument	263
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 INDIAN AVE, DERBY, CT 06418-1237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000264
Date	Feb 7, 2022
Instrument	264

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DERBY CT
Recording Date	Feb 7, 2022
Property Address	40 INDIAN AVE, DERBY, CT 06418-1237
Document Number	000875-176
Book / Page	875 / 176
Instrument Date	Jan 27, 2022
Instrument	262
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 40 Indian Ave was $8,893, up 27.1% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,893.00 (+27.08%)	$231,350 (+42.83%) Land $32,830 Building $198,520	$366,720 (+223.43%)
2025	$6,998.00	$161,980 Land $34,380 Building $127,600	$113,386 Land $24,066 Building $89,320
2024	$6,998.00 (+11.93%)
2023	$6,252.00	$161,980 (-) Land $34,300 Building $127,680
2022	$6,252.00	$161,980 Land $34,300 Building $127,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Indian Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Indian Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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