Penobscot County and Hermon Town property record for 40 Higgins Dr, Hermon, ME 04401 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Feb 2023) |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HERM M:026 B:015 L:000 |
| Primary APN | HERM M:026 B:015 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2355 |
|---|---|
| Street Address | 40 HIGGINS DR |
| City | HERMON |
| State | ME |
| Zip | 04401-0239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HILLCREST RDG ESTS II |
| Legal Block | 15 |
| Jurisdiction | HERMON ME |
| Township / Civil Division | HERMON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10000 |
Source: Penobscot County and Hermon Town records · APN HERM M:026 B:015 L:000
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HIGGINS DR, HERMON, ME 04401-0239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage MAINE SAVINGS FEDERAL CREDIT UNION |
| Feb 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2010 · Amount on Record |
| Deed Document Number | 20233701 |
| Deed Book / Page | 16762 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERMON ME |
| Recording Date | May 11, 2026 |
| Property Address | 40 HIGGINS DR, HERMON, ME 04401-0239 |
| Document Number | 0178660076 |
| Book / Page | 17866 / 76 |
| Instrument Date | May 05, 2026 |
| Instrument | 202611322 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 HIGGINS DR, HERMON, ME 04401-0239 |
| Document Number | 0000011322, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 17866/76 |
| Instrument | 202611322 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 01, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERMON ME |
| Recording Date | Feb 27, 2023 |
| Property Address | 40 HIGGINS DR, HERMON, ME 04401-0239 |
| Document Number | 0167620079 |
| Book / Page | 16762 / 79 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 3701 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 144 3RD ST # 1, 1, BANGOR, ME 04401-6266 |
| Document Number | 0000003702 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 3702 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Hermon Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hermon Town |
| Unified School District | Hermon (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,442.00 (+25.53%) | $290,500 (+15.46%) Land $66,200 Building $224,300 |
| 2024 | $2,742.00 (+1.33%) | $251,600 (+9.25%) Land $59,000 Building $192,600 |
| 2023 | $2,706.00 (+12.42%) | $230,300 (+13.84%) Land $54,900 Building $175,400 |
| 2022 | $2,407.00 | $202,300 Land $48,800 Building $153,500 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190100002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 4 (1993–2007) |
| Most Recent Claim | Apr 2007, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures