39 Higgins Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 39 Higgins Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1999
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Apr 2024)
Tax Bill	$5,000 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:026 B:017 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:026 B:017 L:000`
Alternative APN	`2356`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Basement Area	476 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2356
Street Address	39 HIGGINS DR
City	HERMON
State	ME
Zip	04401-0238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HILLCREST RDG ESTS II
Legal Block	17
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2010
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 POPLAR RD, DEDHAM, ME 04429-4802
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed, Transfer · Stand-Alone First Mortgage SEABOARD FEDERAL CREDIT UNION
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Apr 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Deed Document Number	20248126
Deed Book / Page	17121 / 63
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HERMON ME
Recording Date	Apr 23, 2024
Property Address	39 HIGGINS DR, HERMON, ME 04401-0238
Document Number	0171210063
Book / Page	17121 / 63
Instrument Date	Apr 23, 2024
Instrument	8126
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78 POPLAR RD, DEDHAM, ME 04429-4802

Mortgage

Document Number	0000008127
Date	Apr 23, 2024
Instrument	8127

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2031
Max Rate At Change	2.25%
Index	1-Year CMT

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	39 HIGGINS DR, HERMON, ME 04401-0238
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167780070
Date	Mar 21, 2023
Book Page	16778/70
Instrument	5541

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	39 HIGGINS DR, HERMON, ME 04401-0238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144650160
Date	Apr 25, 2017
Book Page	14465/0160
Instrument	000000011047

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,000.00 (+21.74%)	$421,900 (+11.97%) Land $68,600 Building $353,300
2024	$4,107.00 (+6.32%)	$376,800 (+14.6%) Land $61,200 Building $315,600
2023	$3,863.00 (+10.97%)	$328,800 (+12.41%) Land $57,000 Building $271,800
2022	$3,481.00	$292,500 Land $50,700 Building $241,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Higgins Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures