40 Headland Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 40 Headland Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,806 sqft · built 1965
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on Record
Last Sale	$1,712,500 (Apr 2022)
Tax Bill	$7,357 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:007 L:127`

Property Details

APN / Parcel Number

Primary APN	`HARP M:007 L:127`
Alternative APN	`371`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,806 sqft Living Area
Gross Area	7,933 sqft
1st Floor Area	1,871 sqft
Attic	Attic
Attic Area	1,018 sqft
Basement Area	1,537 sqft
Unfinished Basement	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	371
Street Address	40 HEADLAND RD
City	HARPSWELL
State	ME
Zip	04079-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	HIGH HEAD CO SEC III
Legal Lot Number	127
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1015
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	871 HOLDEN CT, LAKE FOREST, IL 60045-4913
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · ARM GOLDMAN SACHS BANK USA
Oct 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SUNTRUST BANK
Apr 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	2022125
Deed Book / Page	39376 / 119
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	40 HEADLAND RD, HARPSWELL, ME 04079-2923
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396280129
Date	Aug 5, 2022
Book Page	39628/129
Instrument	40136

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Sep 1, 2029
Index	Other
Margin	3

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	40 HEADLAND RD, HARPSWELL, ME 04079-2923
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360840182
Date	Oct 18, 2019
Book Page	36084/182
Instrument	52662

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Apr 27, 2022
Property Address	40 HEADLAND RD, HARPSWELL, ME 04079-2923
Document Number	0393760119
Book / Page	39376 / 119
Instrument Date	Apr 27, 2022
Instrument	22125
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 HOLDEN CT, LAKE FOREST, IL 60045-4913

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,357.00 (+4.71%)	$1,104,700 (-) Land $497,800 Building $606,900
2024	$7,026.00 (+4.26%)	$1,104,700 (-) Land $497,800 Building $606,900
2023	$6,739.00 (+8.36%)	$1,104,700 (+4.81%) Land $497,800 Building $606,900
2022	$6,219.00	$1,054,000 Land $447,800 Building $606,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Headland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures