Cumberland County and Harpswell Town property record for 28 Headland Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 1973 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $4,119 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:007 L:125 |
| Primary APN | HARP M:007 L:125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 5,551 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Unfinished Basement | 992 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 370 |
|---|---|
| Street Address | 28 HEADLAND RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 125 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 17101 |
Source: Cumberland County and Harpswell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 28 HEADLAND RD, HARPSWELL, ME 04079-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Jul 23, 2026 |
| Property Address | 28 HEADLAND RD, HARPSWELL, ME 04079-2923 |
| Document Number | 0000030715 |
| Book / Page | 42416 / 290 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202630715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28 HEADLAND RD, HARPSWELL, ME 04079-2923 |
| Document Number | 0000030715, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 42416/290 |
| Instrument | 202630715 |
| Name | BATH SAVINGS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,119.00 (+4.7%) | $618,500 (-) Land $278,800 Building $339,700 |
| 2024 | $3,934.00 (+4.27%) | $618,500 (-) Land $278,800 Building $339,700 |
| 2023 | $3,773.00 (+3.4%) | $618,500 (-) Land $278,800 Building $339,700 |
| 2022 | $3,649.00 | $618,500 Land $278,800 Building $339,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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