Essex County and Gloucester City property record for 40 Harriett Rd, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,716 sqft · built 1900 |
| Lot Size | 0.3 acres (13,073 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Jan 1976) |
| Tax Bill | $7,319 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0076 B:0015 L:0000 |
| Primary APN | GLOU M:0076 B:0015 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,848 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,073 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 HARRIETT RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 15 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 HARRIETT RD, GLOUCESTER, MA 01930-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1976 · Amount on Record |
| Deed Sale | Jan 1, 1976 · Amount on Record |
| Deed Book / Page | 6212 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 40 HARRIETT RD, GLOUCESTER, MA 01930-4335 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041003-348 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 41003/348 |
| Instrument | 20220615003640 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 1, 2029 |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,319.00 (+2.11%) | $753,000 (+2.21%) Land $340,000 Building $413,000 | |
| 2024 | $7,168.00 (+4.02%) | $736,700 (+13.22%) Land $323,700 Building $413,000 | $2,567,185 |
| 2023 | $6,891.00 | $650,700 Land $289,100 Building $361,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 units insured incl. 21 condo units |
| Nearby Flood Claims | 7 (1984–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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