38 Harriett Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 38 Harriett Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,396 sqft · built 1994
Lot Size	0.459 acres (20,005 sqft)
Owner	2 Trust Names on Record
Last Sale	$105,000 (Oct 1994)
Tax Bill	$9,939 (2026)
Deeds & Mortgages	Sep 2026 Transfer May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0076 B:0129 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0076 B:0129 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	1,164 sqft
Basement Area	1,164 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,005 sqft (0.459 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 HARRIETT RD
City	GLOUCESTER
State	MA
Zip	01930-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	HIGH POPPLES ROAD
Legal Block	129
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1021
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	38 HARRIETT RD, GLOUCESTER, MA 01930-4335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer Quitclaim
May 7, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1994 · Amount on Record
Deed Sale	Oct 3, 1994 · Amount on Record
Deed Document Number	1994
Deed Book / Page	12771 / 167
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000002780
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 28, 2026
Property Address	38 HARRIETT RD, GLOUCESTER, MA 01930-4335
Document Number	0000002780
Book / Page	43653 / 560
Instrument Date	Sep 28, 2026
Instrument	20262780
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HARRIETT RD, GLOUCESTER, MA 01930-4335

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	38 HARRIETT RD, GLOUCESTER, MA 01930-4335
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39850-437
Date	May 7, 2021
Book Page	39850/437
Instrument	20210507000810

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,939.00 (-1.54%)	$1,067,600 (+2.8%) Land $411,300 Building $656,300	$1,270,301 (-54.25%)
2025	$10,094.00 (+7.78%)	$1,038,500 (+7.9%) Land $380,800 Building $657,700
2024	$9,365.00 (+6.24%)	$962,500 (+15.63%) Land $362,600 Building $599,900	$2,776,660
2023	$8,815.00	$832,400 Land $323,800 Building $508,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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