40 Harold St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 40 Harold St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 840 sqft · built 1963
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2019)
Tax Bill	$3,645 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`38-009-0084A`

Property Details

APN / Parcel Number

Primary APN	`38-009-0084A`
Alternative APN	`WORC M:38 B:009 L:0084A`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	840 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	38-009-0084A
Street Address	40 HAROLD ST
City	WORCESTER
State	MA
Zip	01604-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	9
Legal Lot Number	84A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2020
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 HAROLD ST, WORCESTER, MA 01604-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP
Dec 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	2019100665
Deed Book / Page	61129 / 7
Last Transfer Date	Dec 4, 2019
Transfer Doc	61528-81
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	40 HAROLD ST, WORCESTER, MA 01604-2347
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00073375-1
Date	Mar 30, 2026
Book Page	73375/1
Instrument	23769

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 4, 2019
Property Address	40 HAROLD ST, WORCESTER, MA 01604-2347
Document Number	61528-81
Book / Page	061528 / 000081
Instrument Date	Dec 4, 2019
Instrument	130696
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HAROLD ST WORCESTER MA 016042347, WORCESTER, MA 01604-2347

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,645.00 (+4.92%)	$274,500 (+4.21%) Land $88,000 Building $186,500	$310,985
2025	$3,474.00 (+8.39%)	$263,400 (+17.85%) Land $83,800 Building $179,600
2023	$3,205.00	$223,500 Land $72,900 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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