38 Harold St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 38 Harold St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 816 sqft · built 1963
Lot Size	0.092 acres (4,003 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2022)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-009-00084`

Property Details

APN / Parcel Number

Primary APN	`38-009-00084`
Alternative APN	`WORC M:38 B:009 L:00084`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Basement Area	939 sqft
Unfinished Basement	939 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,003 sqft (0.092 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	38-009-00084
Street Address	38 HAROLD ST
City	WORCESTER
State	MA
Zip	01604-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	WORCESTER
Legal Block	9
Legal Lot Number	84
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2020
Census Tract	732301

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 HAROLD ST, WORCESTER, MA 01604-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Jul 13, 2010 · Amount on Record
Deed Document Number	2022101212
Deed Book / Page	68215 / 217
Record Updated	Jun 8, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 15, 2022
Property Address	38 HAROLD ST, WORCESTER, MA 01604-2347
Document Number	068215-217
Book / Page	68215 / 217
Instrument Date	Sep 15, 2022
Instrument	101212
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 HAROLD ST, WORCESTER, MA 01604-2347

Mortgage

Document Number	0000101213
Date	Sep 15, 2022
Instrument	101213

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Oct 1, 2037
Max Rate At Change	2.88%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,439.00 (+8.38%)	$260,700 (+17.8%) Land $83,800 Building $176,900
2023	$3,173.00	$221,300 Land $72,900 Building $148,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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