40 Hamstead Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 40 Hamstead Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,101 sqft · built 2003
Lot Size	0.217 acres (9,478 sqft)
Owner	2 Owner Names on Record
Last Sale	$534,000 (May 2006)
Tax Bill	$3,792 (2021)
Deeds & Mortgages	Jul 2021 Refinance Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54EE-5-156`

Property Details

APN / Parcel Number

Primary APN	`54EE-5-156`
Alternative APNs	`054EE 5 156` `40937`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,101 sqft Living Area
Gross Area	5,049 sqft
Basement Area	1,549 sqft
Finished Basement	1,308 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,478 sqft (0.217 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	422 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40937
Old Parcel Number	054EE 5 156
Street Address	40 HAMSTEAD RD
City	FREDERICKSBURG
State	VA
Zip	22405-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 156 SEC 5 9480 SQFT STRATFORD PLACE
Legal Subdivision	STRATFORD PLACE
Legal Lot Number	156
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4000
Census Tract	10405

Owner

Source: Stafford County records, as of November 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	40 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC
Dec 13, 2016	Deed of Trust, Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2006 · Amount on Record
Deed Sale	May 26, 2006 · Amount on Record
Deed Document Number	60017517
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	40 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE&ESCR LC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210025241
Date	Jul 26, 2021
Instrument	210025241

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	40 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Document Number	170006669
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 HAMSTEAD RD FREDERICKSBURG VA 224051838, FREDERICKSBURG, VA 22405-1838

Mortgage

Document Number	170006669
Date	Apr 17, 2017
Instrument	6669

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$480,800 Land $115,000 Building $365,800	$480,800 Land $115,000 Building $365,800
2021	$3,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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