39 Hamstead Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 39 Hamstead Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,507 sqft · built 2003
Lot Size	0.218 acres (9,478 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2014)
Tax Bill	$3,458 (2021)
Deeds & Mortgages	Apr 2022 Second Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`54EE-5-173`

Property Details

APN / Parcel Number

Primary APN	`54EE-5-173`
Alternative APNs	`054EE 5 173` `40954`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,507 sqft Living Area
Gross Area	4,488 sqft
Basement Area	1,342 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,478 sqft (0.218 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	138 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40954
Street Address	39 HAMSTEAD RD
City	FREDERICKSBURG
State	VA
Zip	22405-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 173 SEC 5 9480 SQFT STRATFORD PLACE
Legal Subdivision	STRATFORD PLACE SEC 5
Legal Block	4
Legal Lot Number	173
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4000
Census Tract	10405

Owner

Source: Stafford County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
Feb 24, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Deed Book / Page	1400 / 19472
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	39 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220008774
Date	Apr 20, 2022
Instrument	220008774

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STAFFORD VA
Property Address	39 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Document Number	170004537
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 HAMSTEAD RD FREDERICKSBURG VA 224051838, FREDERICKSBURG, VA 22405-1838

Mortgage

Document Number	170004537
Date	Mar 10, 2017
Instrument	4537

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 9, 2045

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$485,200 (+10.3%) Land $125,000 Building $360,200	$485,200 (+10.3%) Land $125,000 Building $360,200
2023		$439,900 Land $115,000 Building $324,900	$439,900 Land $115,000 Building $324,900
2021	$3,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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