40 Grove Rd, Willow, NY 12495 Property Records

Ulster County and Woodstock Town property record for 40 Grove Rd, Willow, NY 12495

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,892 sqft · built 1960
Lot Size	6.28 acres (273,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$915,000 (May 2025)
Tax Bill	$11,546 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115590.999`

Property Details

APN / Parcel Number

Primary APN	`115590.999`
Alternative APN	`515800 14.4-2-25.100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,892 sqft Living Area
1st Floor Area	1,992 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Wood
Foundation Type	Raised
Lot Area	273,557 sqft (6.28 acres)
Lot Width	622 ft Width
Porch	Slab
Porch Area	371 sqft
Cabin	596 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	115590.999
Street Address	40 GROVE RD
City	WILLOW
State	NY
Zip	12495-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	25.100
Jurisdiction	ULSTER NY
Township / Civil Division	WOODSTOCK
Census Block Group	2
Census Block	2005
Census Tract	950600

Owner

Source: Ulster County and Woodstock Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 FDR DR, M1906, NEW YORK, NY 10002-2062
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Feb 11, 2021	Deed, Transfer · FHA Mortgage ULSTER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Book / Page	7490 / 70
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0000002755
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Oct 20, 2022
Property Address	40 GROVE RD, WILLOW, NY 12495-5107
Document Number	0000017378
Book / Page	7143 / 325
Instrument Date	Oct 14, 2022
Instrument	2022-17378
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 W 126TH ST APT 1B, 1B, NEW YORK, NY 10027-4692

Mortgage

Document Number	0000017379
Date	Oct 20, 2022
Instrument	2022-17379

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 11, 2021
Property Address	40 GROVE RD, WILLOW, NY 12495-5107
Document Number	0000002755
Book / Page	6764 / 61
Instrument Date	Feb 4, 2021
Instrument	2021-2755
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3320 AVENUE H, BROOKLYN, NY 11210-3354
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002756
Date	Feb 11, 2021
Book Page	12318/40
Instrument	2021-2756

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Ulster County and Woodstock Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Woodstock Town
Unified School District	Onteora Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,546.00 (-33.78%)	$444,500 (-) Land $63,000 Building $381,500	$945,745 (-1.06%) Land $134,043 Building $811,702
2023		$444,500 (-) Land $63,000 Building $381,500	$955,914 (+31.18%) Land $135,484 Building $820,430
2022		$444,500 Land $63,000 Building $381,500	$728,689 Land $103,279 Building $625,410
2021	$17,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	24 (1980–2023)
Claims Outside the SFHA	12 of 24
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jun 2006 · 3 claims Blizzard Of 96 (severe Snow Storm), Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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