22 Grove Rd, Willow, NY 12495 Property Records

Ulster County and Woodstock Town property record for 22 Grove Rd, Willow, NY 12495

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,406 sqft · built 1916
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2023)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515800 14.4-4-8`

Property Details

APN / Parcel Number

Primary APN	`515800 14.4-4-8`
Alternative APN	`106629.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
1st Floor Area	703 sqft
2nd Floor Area	703 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	38,768 sqft (0.89 acres)
Lot Width	140 ft Width

Exterior Amenities

Porch	Slab
Porch Area	532 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	106629.000
Street Address	22 GROVE RD
City	WILLOW
State	NY
Zip	12495-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	ULSTER NY
Township / Civil Division	WOODSTOCK
Census Block Group	2
Census Block	2005
Census Tract	950600

Owner

Source: Ulster County and Woodstock Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 GROVE RD, WILLOW, NY 12495-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit RONDOUT SAVINGS BANK
May 4, 2023	Deed, Transfer · Stand-Alone First Mortgage RONDOUT SAVINGS BANK
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Document Number	20234955
Deed Book / Page	7221 / 55
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	22 GROVE RD, WILLOW, NY 12495-5107
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010846
Date	Sep 21, 2023
Book Page	13167/1
Instrument	2023-10846

Lender

Name	RONDOUT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	May 4, 2023
Property Address	22 GROVE RD, WILLOW, NY 12495-5107
Document Number	0000004955
Book / Page	7221 / 55
Instrument Date	Apr 20, 2023
Instrument	2023-4955
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	296 CARLTON AVE APT 3, 3, BROOKLYN, NY 11205-4675

Mortgage

Document Number	0000004956
Date	May 4, 2023
Instrument	2023-4956

Lender

Name	RONDOUT SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	22 GROVE RD, WILLOW, NY 12495-5107
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005925
Date	Apr 1, 2022
Book Page	12788/89
Instrument	2022-5925

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Ulster County and Woodstock Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Woodstock Town
Unified School District	Onteora Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,844.00 (+6.78%)	$148,000 (-) Land $36,000 Building $112,000	$314,894 (-1.06%) Land $76,596 Building $238,298
2023		$148,000 (-) Land $36,000 Building $112,000	$318,280 (+31.18%) Land $77,419 Building $240,861
2022		$148,000 Land $36,000 Building $112,000	$242,623 Land $59,016 Building $183,607
2021	$3,600.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	24 (1980–2023)
Claims Outside the SFHA	12 of 24
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jun 2006 · 3 claims Blizzard Of 96 (severe Snow Storm), Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures