York County and Biddeford City property record for 40 Granite St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,792 sqft · built 1951 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,800 (May 2008) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:161 |
| Primary APN | BIDD M:35 L:161 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 GRANITE ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 161 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 25205 |
40 Granite St is owned and occupied by two individuals who bought it in May 2008.
Source: York County and Biddeford City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Aug 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jul 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Nov 6, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2008 · Amount on File |
| Deed Sale | May 7, 2008 · Amount on File |
| Prior Sale | May 7, 2008 · Amount on File |
| Deed Book / Page | 15410 / 778 |
| Transfer Doc | 15410-0776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jun 8, 2026 |
| Property Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Document Number | 0199190834 |
| Book / Page | 19919 / 834 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202619324 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019324, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 19919/834 |
| Instrument | 202619324 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0197230009 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | 19723/9 |
| Instrument | 2025028499 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0186080281 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 18608/281 |
| Instrument | 2021018005 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0194660676 |
|---|---|
| Date | Jul 9, 2024 |
| Book Page | 19466/676 |
| Instrument | 2024020159 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 40 GRANITE ST, BIDDEFORD, ME 04005-3664 |
| Document Number | 0181090651 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 GRANITE ST BIDDEFORD ME 040053664, BIDDEFORD, ME 04005-3664 |
| Document Number | 0181090651 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 018109/000651 |
| Instrument | 51308 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 26, 2039 |
The 2025 property tax bill for 40 Granite St was $5,404, up 3.7% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,404.00 (+3.66%) | $361,700 (-1.34%) Land $148,200 Building $213,500 | |
| 2024 | $5,213.00 (+9.13%) | $366,600 (+0.69%) Land $148,200 Building $218,400 | |
| 2023 | $4,777.00 (+5.29%) | $364,100 (+31.68%) Land $145,700 Building $218,400 | $419,805 |
| 2022 | $4,537.00 | $276,500 Land $81,900 Building $194,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Granite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures