40 Garnet St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 40 Garnet St, Worcester, MA 01607 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,914 sqft · built 1924
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2018)
Tax Bill	$6,575 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-006-0001C`

Property Details

APN / Parcel Number

Primary APN	`45-006-0001C`
Alternative APN	`WORC M:45 B:006 L:0001C`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,914 sqft Living Area
Gross Area	5,058 sqft
1st Floor Area	1,682 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	45-006-0001C
Street Address	40 GARNET ST
City	WORCESTER
State	MA
Zip	01607-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WORCESTER
Legal Block	6
Legal Lot Number	1C
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1027
Census Tract	732802

Owner

Source: Worcester County and Worcester City records · APN 45-006-0001C

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	259 TURNPIKE RD, SOUTHBOROUGH, MA 01772-1706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Grant Deed, Mortgage MUTUALONE BK
Sep 24, 2018	Quit Claim Deed, Transfer · Conventional with PMI SAMANTHA J MITCHELL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Nov 18, 2010 · Amount on Record
Deed Book / Page	59444 / 140
Transfer Doc	50833-96
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2019
Property Address	40 GARNET ST, WORCESTER, MA 01607-1250
Book / Page	061681 / 000348
Instrument Date	Dec 30, 2019
Instrument	143695
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PINE HILL RD SOUTHBOROUGH MA 017721338, SOUTHBOROUGH, MA 01772-1338

Mortgage

Document Number	61681-348
Date	Dec 30, 2019
Book Page	061681/000348
Instrument	143695

Lender

Name	MUTUALONE BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 24, 2018
Property Address	40 GARNET ST, WORCESTER, MA 01607-1250
Document Number	59444-140
Book / Page	059444 / 000140
Instrument Date	Sep 20, 2018
Instrument	100589
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PINE HILL RD SOUTHBOROUGH MA 017721338, SOUTHBOROUGH, MA 01772-1338

Mortgage

Document Number	59444-142
Date	Sep 24, 2018
Book Page	059444/000142
Instrument	100590

Lender

Name	SAMANTHA J MITCHELL
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,575.00 (+8.11%)	$498,500 (+17.54%) Land $121,400 Building $377,100	$680,770 (+3.09%)
2024			$660,345
2023	$6,082.00	$424,100 Land $105,800 Building $318,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277328021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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