Worcester County and Worcester City property record for 31 Garnet St, Worcester, MA 01607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,435 sqft · built 1920 |
| Lot Size | 0.322 acres (14,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,500 (Feb 2001) |
| Tax Bill | $4,680 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-001-00001 |
| Primary APN | 45-001-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,017 sqft (0.322 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 45-001-00001 |
|---|---|
| Street Address | 31 GARNET ST |
| City | WORCESTER |
| State | MA |
| Zip | 01607-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 732802 |
Source: Worcester County and Worcester City records · APN 45-001-00001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 GARNET ST, WORCESTER, MA 01607-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2001 · Amount on Record |
| Deed Sale | Feb 23, 2001 · Amount on Record |
| Deed Book / Page | 23579 / 122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 31 GARNET ST, WORCESTER, MA 01607-1213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072029-323 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 72029/323 |
| Instrument | 41455 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 31 GARNET ST, WORCESTER, MA 01607-1213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66381-200 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 66381/200 |
| Instrument | 150264 |
| Name | EQUITY RESOURCES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,680.00 (+6.44%) | $354,804 (+15.71%) Land $119,004 Building $235,800 | $380,095 (-9.11%) |
| 2024 | $418,190 | ||
| 2023 | $4,397.00 | $306,645 Land $103,445 Building $203,200 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2000) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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