Flagler County property record for 40 Gale Ln, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,561 sqft Living Area |
| Lot Size | 12,807 sqft (0.294 acres) |
| Pool | 392 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2018) |
| Tax Bill | $4,221.00 (2024) |
| Primary APN | 03-13-31-5120-1B020-0400 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,561 sqft Living Area |
| Gross Area | 3,865 sqft Gross Area |
| 1st Floor | 2,561 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,807 sqft (0.294 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 688 sqft Driveway |
| Pool Area | 392 sqft Pool |
| Patio Area | 154 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 40 GALE LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1B-F UNIT 2 LOT 40 OR 635 PG 174 OR 677 PG 292 OR 774/678 OR 1722/1340 OR 1722/1342 OR 1986/696 OR 2269/1381 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1B |
| Legal Block | 1B02 |
| Legal Lot Number | 40 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1B020-0400
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK |
| Apr 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2018 · Amount on Record |
| Deed Sale | Apr 03, 2018 · Amount on Record |
| Prior Sale | Jan 22, 2014 · Amount on Record |
| Deed Doc Number | 201812016 |
| Deed Book / Page | 2269 / 1381 |
| Prior Transfer Date | May 13, 2009 |
| Prior Transfer Doc | 0017221342 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 40 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022451312 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 2245/1312 |
| Instrument | 2017042657 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32164 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 40 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024551953 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 2455/1953 |
| Instrument | 2020025379 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BANGOR, ME 04402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 03, 2018 |
| Property Address | 40 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0022691381 |
| Book / Page | 002269 / 001381 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 12016 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 STATE ST AUGUSTA ME 043306406, AUGUSTA, ME 04330-6406 |
| Document Number | 22691382 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 002269/001382 |
| Instrument | 12017 |
| Name | TIAA FSB |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 02, 2033 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (-7.63%) Homeowner's exemption | $317,814 (+5.99%) | $442,378 (+2.26%) Land $66,000 Building $376,378 |
| 2024 | $4,221.00 (+2.23%) | ||
| 2023 | $4,129.00 (+10.11%) Homeowner's exemption | $299,863 (+5.38%) | $432,597 (+3.67%) Land $66,000 Building $366,597 |
| 2022 | $3,750.00 Homeowner's exemption | $284,550 | $417,284 Land $66,000 Building $351,284 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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