Flagler County property record for 39 Gale Ln, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,147 sqft Heated Area |
| Lot Size | 15,507 sqft (0.355 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $269,900 (2020) |
| Tax Bill | $4,983.00 (2025) |
| Primary APN | 03-13-31-5120-1B020-0390 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,147 sqft Heated Area |
| Gross Area | 3,026 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,507 sqft (0.355 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 352 sqft Driveway |
| Porch | Enclosed Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 39 GALE LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1B-F UNIT 2 LOT 39 OR 856 PG 438 OR 868 PG 1923 OR 959 PG 73-CD OR 1112/1402 OR 1447/844 OR 1540 PG 432- |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1B |
| Legal Lot Number | 39 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1B020-0390
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 03, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2020 · Amount on Record |
| Deed Sale | Mar 03, 2020 · Amount on Record |
| Prior Sale | Jun 15, 2006 · Amount on Record |
| Deed Doc Number | 2020008765 |
| Deed Book / Page | 2424 / 1776 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 39 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 39 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0026670236 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 2667/236 |
| Instrument | 2022013124 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 03, 2020 |
| Property Address | 39 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0024241776 |
| Book / Page | 2424 / 1776 |
| Map Reference | MB 30 PG 22&23 |
| Instrument Date | Feb 29, 2020 |
| Instrument | 2020008765 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COLUMBIA TTL RESEARCH CORPOR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Investor | Possibly a Property Investor |
| Document Number | 0024241777 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2424/1777 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,983.00 (-3.3%) | $353,781 (+2.85%) Land $69,300 Building $284,481 | $353,781 (+2.85%) Land $69,300 Building $284,481 |
| 2023 | $5,153.00 (+10.06%) | $343,988 (+2.4%) Land $69,300 Building $274,688 | $343,988 (+2.4%) Land $69,300 Building $274,688 |
| 2022 | $4,682.00 | $335,941 Land $69,300 Building $266,641 | $335,941 Land $69,300 Building $266,641 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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