40 Franklin Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 40 Franklin Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1942
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$336,500 (Feb 2023)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-15`

Property Details

APN / Parcel Number

Primary APN	`32-15`
Alternative APNs	`CROM M:00145800` `M:32 B:26 L:15` `145800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	720 sqft
Attic	Attic
Attic Area	144 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	145800
Street Address	40 FRANKLIN RD
City	CROMWELL
State	CT
Zip	06416-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	26
Legal Lot Number	15
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	3
Census Block	3009
Census Tract	570300

Owner

Source: Cromwell Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Quit Claim Deed, Transfer · Line of Credit SAXTON MORTGAGE
Feb 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAMUEL EDDINGER
Jun 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Jun 6, 2022 · Amount on Record
Deed Document Number	2023294
Deed Book / Page	1790 / 234
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000001911
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CROMWELL CT
Recording Date	Oct 1, 2026
Property Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935
Document Number	0000001911
Book / Page	1893 / 231
Instrument Date	Sep 8, 2026
Instrument	20261911
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935

Mortgage

Document Number	0000001912,
Date	Oct 1, 2026
Book Page	1893/234
Instrument	20261912

Lender

Name	SAXTON MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Feb 27, 2023
Property Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935
Document Number	001790-234
Book / Page	1790 / 234
Instrument Date	Feb 24, 2023
Instrument	294
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000295
Date	Feb 27, 2023
Instrument	295

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001772-328
Date	Jul 11, 2022
Book Page	1772/328
Instrument	1522

Lender

Name	SAMUEL EDDINGER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2023

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jun 6, 2022
Property Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935
Document Number	001770-149
Book / Page	1770 / 149
Instrument Date	Jun 3, 2022
Instrument	1270
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FRANKLIN RD, CROMWELL, CT 06416-1935

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00	$173,950 (-) Land $73,360 Building $100,590	$121,765 Land $51,352 Building $70,413
2024	$5,356.00 (+4.69%)
2023	$5,116.00 (+11.92%)	$173,950 (+26.85%) Land $73,360 Building $100,590
2022	$4,571.00	$137,130 Land $67,550 Building $69,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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