Miami County property record for 40 Fox Harbor Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 1998 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Feb 1999) |
| Tax Bill | $2,920 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101242 |
| Primary APN | D08-101242 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| 1st Floor Area | 3,668 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Patio Area | 168 sqft |
| Canopy | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 40 FOX HARBOR DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 7543 75.03' FOX HARBOR SEC #1 |
| Legal Subdivision | FOX HARBOR SEC #1 |
| Legal Lot Number | 7543 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 FOX HARBOR DR, TROY, OH 45373-1081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1999 · Amount on Record |
| Deed Sale | Feb 10, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 (+8.67%) Homeowner's exemption | $88,130 (+23.6%) Land $18,340 Building $69,790 | $251,800 (+23.61%) Land $52,400 Building $199,400 |
| 2024 | $2,687.00 (+2.21%) Homeowner's exemption | $71,300 (-) Land $15,300 Building $56,000 | |
| 2023 | $2,629.00 (+17.47%) Homeowner's exemption | $71,300 (-) Land $15,300 Building $56,000 | $203,700 (-) Land $43,700 Building $160,000 |
| 2022 | $2,238.00 Homeowner's exemption | $71,300 Land $15,300 Building $56,000 | $203,700 Land $43,700 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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