Miami County property record for 30 Fox Harbor Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,337 sqft · built 1992 |
| Lot Size | 0.215 acres (9,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Apr 2024) |
| Tax Bill | $3,975 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101244 |
| Primary APN | D08-101244 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 2,001 sqft |
| Upper Floors Area | 1,326 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,361 sqft (0.215 acres) |
| Lot Dimensions | 130 ft deep x 72 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 231 sqft |
| Deck Area | 425 sqft |
| Patio Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 30 FOX HARBOR DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 7544 72.00' FOX HARBOR SEC #1 |
| Legal Subdivision | FOX HARBOR SEC #1 |
| Legal Lot Number | 7544 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
30 Fox Harbor Dr is owned and occupied by two individuals who bought it in April 2024.
Source: Miami County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Survivorship Deed, Transfer FIRST OHIO TITLE INSURANCE |
| Apr 15, 2024 | Survivorship Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| May 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 7, 2019 | Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on File |
| Deed Sale | Apr 15, 2024 · Amount on File |
| Prior Sale | Mar 7, 2019 · Amount on File |
| Deed Document Number | 20243684 |
| Prior Transfer Date | Nov 18, 2020 |
| Prior Transfer Doc | 0000009185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 15, 2024 |
| Property Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Number | 0000003684 |
| Map Reference | MB 15 PG 146 AND 146 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2024OR -03684 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 15, 2024 |
| Property Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Number | 0000003684 |
| Map Reference | MB 15 PG 146 AND 146 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2024OR-03684 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | FIRST OHIO TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Number | 0000003685 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024OR-03685 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 25, 2021 |
| Property Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Number | 0000009185 |
| Map Reference | MB 15 PG 146&146A |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021OR-09185 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Number | 0000009186 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021OR-09186 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 7, 2019 |
| Property Address | 30 FOX HARBOR DR, TROY, OH 45373-1081 |
| Document Number | 0000002405 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 2405 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 FOX HARBOR DR TROY OH 453731081, TROY, OH 45373-1081 |
| Document Number | 2406 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2406 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2049 |
The 2025 property tax bill for 30 Fox Harbor Dr was $3,975 with a homeowner's exemption, up 13.8% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,975.00 (+13.83%) Homeowner's exemption | $107,450 (+31.58%) Land $18,620 Building $88,830 | $307,000 Land $53,200 Building $253,800 |
| 2024 | $3,492.00 (+1.96%) Homeowner's exemption | $81,660 (-) Land $15,510 Building $66,150 | |
| 2023 | $3,425.00 (+33.63%) Homeowner's exemption | $81,660 (-) Land $15,510 Building $66,150 | $233,300 (-) Land $44,300 Building $189,000 |
| 2022 | $2,563.00 Homeowner's exemption | $81,660 Land $15,510 Building $66,150 | $233,300 Land $44,300 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 30 Fox Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Fox Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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