Essex County and Montclair Township property record for 38 Forest St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,340 sqft · built 1878 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,275,000 (Dec 2020) |
| Tax Bill | $24,791 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03201-0000-00022 |
| Primary APN | 13-03201-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,340 sqft Living Area |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Construction Type | Frame |
| Lot Area | 12,800 sqft (0.294 acres) |
| Lot Dimensions | 256 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130320100022 |
|---|---|
| Street Address | 38 FOREST ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X256 IRR |
| Legal Block | 3201 |
| Legal Lot Number | 22 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 16800 |
Source: Essex County and Montclair Township records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 FOREST ST, MONTCLAIR, NJ 07042-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Grant Deed, Transfer INVESTORS BK |
| Oct 30, 2019 | Deed of Trust, Mortgage COLUMBIA BK |
| Jul 27, 2018 | Grant Deed, Transfer · Conventional with PMI VANGUARD FNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 2020122783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 9, 2020 |
| Property Address | 38 FOREST ST, MONTCLAIR, NJ 07042-3501 |
| Document Number | 0000122783 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 122783 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2021 |
| Title Company | TRUE N TITLE SERVICES LLC, TRUE N TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 FOREST ST MONTCLAIR NJ 070423501, MONTCLAIR, NJ 07042-3501 |
| Document Number | 122784 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 122784 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Dec 8, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 FOREST ST, MONTCLAIR, NJ 07042-3501 |
| Document Number | 0000107662 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 147 BIRCHWOOD DR ELMWOOD PARK NJ 074071363, ELMWOOD PARK, NJ 07407-1363 |
| Document Number | 0000107662 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 107662 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 27, 2018 |
| Property Address | 38 FOREST ST, MONTCLAIR, NJ 07042-3501 |
| Document Number | 0000065219 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 65219 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 38 FOREST ST MONTCLAIR NJ 070423501, MONTCLAIR, NJ 07042-3501 |
| Document Number | 65221 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 65221 |
| Name | VANGUARD FNDG LLC |
|---|---|
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705,100 (-) Land $212,900 Building $492,200 | $705,100 (-) Land $212,900 Building $492,200 | |
| 2025 | $24,791.00 (+3.32%) | $705,100 (-) Land $212,900 Building $492,200 | $705,100 (-) Land $212,900 Building $492,200 |
| 2024 | $23,994.00 (+3.5%) | ||
| 2023 | $705,100 Land $212,900 Building $492,200 | $705,100 Land $212,900 Building $492,200 | |
| 2022 | $23,183.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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