Hamilton County property record for 40 Ferndale Ave, Cincinnati, OH 45216
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 2 ba · 2,600 sqft · built 1900 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Dec 2022) |
| Tax Bill | $4,505 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-0006-0101-00 |
| Primary APN | 245-0006-0101-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,914 sqft |
| 1st Floor Area | 1,362 sqft |
| 2nd Floor Area | 1,238 sqft |
| Basement Area | 1,314 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 231 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 40 FERNDALE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-1317 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SF6 |
| Legal Description | 40 FERNDALE AVE 100 X 140LOTS 110-111 MER-MECH L &B ASSN SUB PARS 101-102 |
| Legal Subdivision | MER-MECH L &B ASSN SUB |
| Legal Lot Number | 110-1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 6000 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 23, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Oct 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Document Number | 2022116217 |
| Deed Book / Page | 14820 / 1603 |
| Last Transfer Date | May 9, 2023 |
| Transfer Doc | 0000034380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000147344 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 14559/1051 |
| Instrument | 2021-0147344 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 23, 2023 |
| Property Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000034380 |
| Book / Page | 14922 / 46 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023-0034380 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 27, 2022 |
| Property Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000116217 |
| Book / Page | 14820 / 1603 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022-0116217 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000116218 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022-0116218 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2022 |
| Property Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000068806 |
| Book / Page | 14707 / 1172 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-0068806 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000068807 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-0068807 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 15, 2018 |
| Property Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000091579 |
| Book / Page | 13774 / 01651 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 2018-0091579 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 FERNDALE AVE, CINCINNATI, OH 45216-1317 |
| Document Number | 0000091580 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2018-0091580 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,505.00 (+1.58%) | $71,751 (+%) Land $11,120 Building $60,631 | $205,000 (-) Land $31,770 Building $173,230 |
| 2024 | $4,435.00 (-1.18%) | $71,749 (-) Land $11,119 Building $60,630 | |
| 2023 | $4,488.00 (+26.78%) | $71,749 (+43.86%) Land $11,119 Building $60,630 | $205,000 (+43.86%) Land $31,770 Building $173,230 |
| 2022 | $3,540.00 | $49,875 Land $10,451 Building $39,424 | |
| 2020 | $142,500 Land $29,860 Building $112,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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