40 Elm Rdg, Mattoon, IL 61938 Property Records

Coles County property record for 40 Elm Rdg, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,119 sqft · built 1941
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$65,750 (Jun 2013)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-02355-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-02355-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,119 sqft Base Area
1st Floor Area	2,119 sqft
Basement Area	1,059 sqft
Unfinished Basement	1,059 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	141 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40 ELM RDG
City	MATTOON
State	IL
Zip	61938-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM RIDGE ADDITION LOT 40
Legal Subdivision	ELM RIDGE ADDITION
Legal Lot Number	40
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2024
Census Tract	1000

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 ELM RDG, MATTOON, IL 61938-5435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2013 · Amount on Record
Deed Sale	Jun 7, 2013 · Amount on Record
Prior Sale	Jun 7, 2013 · Amount on Record
Deed Document Number	2013745386
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	40 ELM RDG, MATTOON, IL 61938-5435
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900784269
Date	Oct 10, 2019
Instrument	201900784269

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	40 ELM RDG, MATTOON, IL 61938-5435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700769859
Date	Apr 25, 2017
Instrument	201700769859

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	May 1, 2025

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	40 ELM RDG, MATTOON, IL 61938-5435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900784269
Date	Oct 10, 2019
Instrument	201900784269

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00 (+21.48%)	$53,284 (+22.32%) Land $7,153 Building $46,131	$159,852 (+22.32%) Land $21,459 Building $138,393
2023		$43,561 Land $5,848 Building $37,713	$130,683 Land $17,544 Building $113,139
2020	$3,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Watch TV.

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