Coles County property record for 36 Elm Rdg, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,480 sqft · built 1941 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Nov 2024) |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0-02351-000 |
| Primary APN | 06-0-02351-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,480 sqft Base Area |
| 1st Floor Area | 2,480 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 141 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Cooling System | Central |
|---|
| Street Address | 36 ELM RDG |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-5435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM RIDGE LOT 36 |
| Legal Subdivision | ELM RDG ADD |
| Legal Lot Number | 36 |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1000 |
36 Elm Rdg is owned and occupied by an individual who bought it in November 2024.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 ELM RDG, MATTOON, IL 61938-5435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on File |
| Deed Sale | Nov 15, 2024 · Amount on File |
| Deed Document Number | 2024814619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 36 ELM RDG, MATTOON, IL 61938-5435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 36 ELM RDG, MATTOON, IL 61938-5435 |
| Document Number | 202600821731 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 202600821731 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 1111 CHARLESTON AVE, MATTOON, IL 61938 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 36 Elm Rdg was $3,456, up 21.2% from the year before.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,456.00 (+21.22%) Homeowner's exemption | $43,058 (+10.2%) Land $7,153 Building $35,905 | $129,174 (+10.2%) Land $21,459 Building $107,715 |
| 2024 | $2,851.00 | $39,073 (+11%) Land $6,491 Building $32,582 | $117,219 (+11%) Land $19,473 Building $97,746 |
| 2023 | $35,201 Land $5,848 Building $29,353 | $105,603 Land $17,544 Building $88,059 | |
| 2020 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 36 Elm Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 36 Elm Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Watch TV.
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