40 E Royal Palm Rd, Phoenix, AZ 85020 Property Records

Maricopa County property record for 40 E Royal Palm Rd, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,929 sqft · built 1954
Lot Size	0.267 acres (11,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jun 2018)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-54-008-A`

Property Details

APN / Parcel Number

Primary APN	`160-54-008-A`
Alternative APN	`16054008A6`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,929 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,639 sqft (0.267 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Porch	Covered Slab
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 E ROYAL PALM RD
City	PHOENIX
State	AZ
Zip	85020-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAHALL MANOR MCR 54/34
Legal Range	3E
Legal Township	3N
Legal Section	32
Legal Subdivision	CAHALL MANOR
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	105300

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 E ROYAL PALM RD, PHOENIX, AZ 85020-3616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	2018447130
Prior Transfer Date	Jul 24, 1995
Prior Transfer Doc	0000439326
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40 E ROYAL PALM RD, PHOENIX, AZ 85020-3616
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E ROYAKL PALM RD, PHOENIX, AZ 85020-3616

Mortgage

Document Number	0000091875
Date	Jan 27, 2021
Instrument	20210091875

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40 E ROYAL PALM RD, PHOENIX, AZ 85020-3616
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000803714
Date	Oct 9, 2019
Instrument	20190803714

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 12, 2018
Property Address	40 E ROYAL PALM RD, PHOENIX, AZ 85020-3616
Document Number	0000447130
Map Reference	MB 54 PG 34
Instrument Date	Jun 8, 2018
Instrument	20180447130
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1815 W MARLETTE AVE, 1815, PHOENIX, AZ 85015-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 E ROYAL PALM RD, PHOENIX, AZ 85020-3616

Mortgage

Document Number	0000447131
Date	Jun 12, 2018
Instrument	20180447131

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,230 (+93.95%)	$692,300 (+5.73%) Land $138,400 Building $553,900
2025	$3,978.00 (+6.08%)	$35,695 (-47.56%)	$654,800 (-3.8%) Land $130,900 Building $523,900
2024		$68,070	$680,700 Land $136,100 Building $544,600
2023	$3,750.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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