102 E Royal Palm Rd, Phoenix, AZ 85020 Property Records

Maricopa County property record for 102 E Royal Palm Rd, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,200 sqft · built 2004
Lot Size	0.269 acres (11,739 sqft)
Owner	2 Owner Names on Record
Last Sale	$168,000 (Mar 1999)
Tax Bill	$6,622 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-54-010A`

Property Details

APN / Parcel Number

Primary APN	`160-54-010A`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,200 sqft Living Area
Gross Area	4,904 sqft
1st Floor Area	3,388 sqft
Basement Area	812 sqft

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,739 sqft (0.269 acres)
Parking Spaces	2 Parking Spaces
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	102 E ROYAL PALM RD
City	PHOENIX
State	AZ
Zip	85020-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CAHALL MANOR LOT 4 & ABOND ALLEY P/D 8803-17
Legal Range	03E
Legal Township	03N
Legal Section	32
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	CAHALL MANOR
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	105300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 1999 · Amount on Record
Deed Sale	Mar 17, 1999 · Amount on Record
Prior Sale	Oct 4, 2005
Deed Document Number	0000253661
Deed Book / Page	160
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135558
Date	Feb 24, 2017
Instrument	2017-0135558

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091489
Date	Feb 6, 2018
Instrument	20180091489

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640

Mortgage

Document Number	0000520135
Date	Jul 10, 2019
Instrument	20190520135

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E ROYAL PALM RD, PHOENIX, AZ 85020-3640

Mortgage

Document Number	0001141654
Date	Nov 20, 2020
Instrument	20201141654

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,720 (+6.16%)	$1,107,200 (+6.16%) Land $221,400 Building $885,800
2025	$6,622.00 (+6.39%)
2024		$104,300	$1,043,000 Land $208,600 Building $834,400
2023	$6,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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