40 E Ocean Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 40 E Ocean Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	690 sqft · built 1940
Lot Size	0.117 acres (5,101 sqft)
Owner	Individual Name on Record
Last Sale	$104,900 (Apr 2019)
Tax Bill	$2,003 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
APN	`05-00079-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`05-00079-0000-00040`
Alternative APN	`050007900040`

Interior

Stories	1 Story
Building Area	690 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,101 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide

Location & Zoning

Street Address	40 E OCEAN AVE
City	VILLAS
State	NJ
Zip	08251-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L41
Legal Block	79
Legal Lot Number	40
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3012
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 E OCEAN AVE, VILLAS, NJ 08251-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	201988884
Deed Book / Page	3847 / 177
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 3, 2019
Property Address	40 E OCEAN AVE, VILLAS, NJ 08251-2833
Document Number	0038470177
Book / Page	003847 / 000177
Instrument Date	Mar 28, 2019
Instrument	88884
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E OCEAN AVE VILLAS NJ 082512833, VILLAS, NJ 08251-2833

Mortgage

Document Number	60540308
Date	Apr 3, 2019
Book Page	006054/000308
Instrument	88885

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,000 (-) Land $70,000 Building $29,000	$99,000 (-) Land $70,000 Building $29,000
2025		$99,000 (-) Land $70,000 Building $29,000	$99,000 (-) Land $70,000 Building $29,000
2024	$2,003.00 (+4.7%)
2023		$99,000 Land $70,000 Building $29,000	$99,000 Land $70,000 Building $29,000
2022	$1,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20