Hamilton County property record for 40 E Morgan Ln, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,388 sqft · built 1939 |
| Lot Size | 0.46 acres (20,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Nov 2016) |
| Tax Bill | $715 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 099F F 007 |
| Primary APN | 099F F 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,060 sqft (0.46 acres) |
| Lot Dimensions | 118 ft deep x 170 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000026437 |
|---|---|
| Old Parcel Number | 099F F 007 |
| Street Address | 40 E MORGAN LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LT 6 BLK B ENGLE ESTATE PB 14 PG 9 |
| Legal Subdivision | ENGLE ESTATES |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10435 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on Record |
| Deed Sale | Nov 23, 2016 · Amount on Record |
| Prior Sale | Apr 28, 1995 · Amount on Record |
| Deed Document Number | 0001091464 |
| Deed Book / Page | 10914 / 64 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715.00 (-17.44%) | $47,225 (+21.87%) | $188,900 (+21.87%) Land $60,000 Building $128,900 |
| 2024 | $866.00 | $38,750 (-) | $155,000 (-) Land $50,000 Building $105,000 |
| 2023 | $866.00 | $38,750 (-) | $155,000 (-) Land $50,000 Building $105,000 |
| 2022 | $866.00 | $38,750 | $155,000 Land $50,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 31 (1994–2020) |
| Claims Outside the SFHA | 22 of 31 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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