Hamilton County property record for 32 E Morgan Ln, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,714 sqft · built 2023 |
| Lot Size | 0.176 acres (7,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $427,500 (Mar 2024) |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 099F F 006.01 |
| Primary APN | 099F F 006.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,670 sqft (0.176 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000394926 |
|---|---|
| Street Address | 32 E MORGAN LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 E MORGAN ESTATES PB 127 PG 139 OUT OF 099F F 006 FOR 2023 |
| Legal Subdivision | E MORGAN ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10435 |
32 E Morgan Ln is owned and occupied by an individual who bought it in March 2024.
Source: Hamilton County records, as of March 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CLICK N CLOSE INC |
| Jan 11, 2024 | Intrafamily Transfer, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on File |
| Deed Sale | Mar 7, 2024 · Amount on File |
| Deed Document Number | 202467 |
| Deed Book / Page | 13530 / 455 |
| Prior Transfer Date | Jan 10, 2024 |
| Prior Transfer Doc | 0000000094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 7, 2024 |
| Property Address | 32 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
| Document Number | 0000000067 |
| Book / Page | 13530 / 455 |
| Map Reference | MB 127 PG 139 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024030700067 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,581.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
| Document Number | 0000000068 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024030700068 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 11, 2024 |
| Property Address | 32 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
| Document Number | 0000000094 |
| Book / Page | 13489 / 454 |
| Map Reference | MB 127 PG 139 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024011100094 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
The 2025 property tax bill for 32 E Morgan Ln was $1,672, down 1.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,672.00 (-1.88%) | $110,350 (+44.82%) | $441,400 (+44.82%) Land $60,000 Building $381,400 |
| 2024 | $1,704.00 (+664.13%) | $76,200 (+662%) | $304,800 (+662%) Land $40,000 Building $264,800 |
| 2023 | $223.00 | $10,000 | $40,000 Land $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32 E Morgan Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 31 (1994–2020) |
| Claims Outside the SFHA | 22 of 31 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 E Morgan Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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