40 E Montgomery St, Baltimore, MD 21230 Property Records

Baltimore City property record for 40 E Montgomery St, Baltimore, MD 21230

Property Summary

Property Type	Townhouse
Details	1 ba · 1,788 sqft · built 1900
Lot Size	0.023 acres (1,027 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2021)
Tax Bill	$8,368 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
APN	`22-10-0896-024`

Property Details

APN / Parcel Number

Primary APN	`22-10-0896-024`
Alternative APN	`100896 024`

Interior

Full Baths	1 Bath
Stories	3 Stories
Building Area	1,788 sqft Total Area
1st Floor Area	684 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Material	Built-Up Asphalt
Lot Area	1,027 sqft
Lot Dimensions	85 ft deep x 1 ft wide
Deck Area	264 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	100896 024
Old Parcel Number	22100896 024
Street Address	40 E MONTGOMERY ST
City	BALTIMORE
State	MD
Zip	21230-3847
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	12-1X85
Legal Section	10
Legal Block	896
Legal Lot Number	24
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4004
Census Tract	220100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of September 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	363539
Deed Book / Page	23213 / 94
Record Updated	Jun 7, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 4, 2021
Property Address	40 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
Document Number	0232130094
Book / Page	23213 / 94
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	INI TITLE LLC, IN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0023213102
Date	Jun 4, 2021
Instrument	23213/102

Lender

Name	NFM INC
Type	Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,368.00 Homeowner's exemption	$354,600 Land $175,000 Building $179,600	$354,600 Land $175,000 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20