Baltimore City property record for 38 E Montgomery St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,993 sqft · built 1900 |
| Lot Size | 0.026 acres (1,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2017) |
| Tax Bill | $9,402 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| APN | 22-10-0896-023 |
| Primary APN | 22-10-0896-023 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,993 sqft Total Area |
| 1st Floor Area | 853 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,162 sqft |
| Lot Dimensions | 85 ft deep x 13 ft wide |
| Deck Area | 189 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 100896 023 |
|---|---|
| Old Parcel Number | 22100896 023 |
| Street Address | 38 E MONTGOMERY ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-4578 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 13-8X85 |
| Legal Section | 10 |
| Legal Block | 896 |
| Legal Lot Number | 23 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 220100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Baltimore City records, as of September 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 38 E MONTGOMERY ST, BALTIMORE, MD 21230-4578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 21, 2017 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Jan 24, 2003 · Amount on Record |
| Deed Document Number | 310305 |
| Deed Book / Page | 19778 / 154 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 38 E MONTGOMERY ST, BALTIMORE, MD 21230-4578 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0228080429 |
|---|---|
| Date | Mar 20, 2021 |
| Book Page | 22808/429 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Dec 21, 2017 |
| Property Address | 38 E MONTGOMERY ST, BALTIMORE, MD 21230-4578 |
| Document Number | 0197780154 |
| Book / Page | 019778 / 000154 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | CHARTER TITLE CORPORATION, CHARTER TITLE CORP. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 E MONTGOMERY ST BALTIMORE MD 212303847, BALTIMORE, MD 21230-3847 |
| Document Number | 197780163 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 019778/000163 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: Baltimore City assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,402.00 Homeowner's exemption | $398,400 Land $175,000 Building $223,400 | $398,400 Land $175,000 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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