40 E Mohawk St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 40 E Mohawk St, Oswego, NY 13126 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1890
Square Footage1,862 sqft Living Area
Lot Size1,995 sqft (0.045 acres)
OccupancyOwner Occupied
Last Sale$101,000 (2019)
Tax Bill$2,793.00 (2025)

Property Details

APN / Parcel Number

Primary APN351200 128.56-05-15
Alternative APNs
  • 120012805600050150000000
  • 1385

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,862 sqft Living Area
1st Floor936 sqft 1st Floor
2nd Floor926 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area1,995 sqft (0.045 acres)
Depth X Width57 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area360 sqft Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1385
Street Address40 E MOHAWK ST
CityOSWEGO
StateNY
Zip13126-2620
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number15.000
JurisdictionOSWEGO NY
Minor Civil DivisionOSWEGO
Census Blockgroup2
Census Block2020
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-05-15

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 E MOHAWK ST, OSWEGO, NY 13126-2620
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Intrafamily Transfer, Transfer
Jun 07, 2023Deed of Trust, Mortgage · Line of Credit
UNITED STATES FCU
Jul 16, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Deed Doc Number2019R2019005893
Last Transfer DateSep 12, 2025
Transfer Doc0000008059
Record RefreshedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSWEGO NY
Recording DateSep 16, 2025
Property Address40 E MOHAWK ST, OSWEGO, NY 13126-2620
Document Number0000008059
Instrument DateSep 12, 2025
InstrumentR-2025-008059
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address40 E MOHAWK ST, OSWEGO, NY 13126-2620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address40 E MOHAWK ST, OSWEGO, NY 13126-2620

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address40 E MOHAWK ST, OSWEGO, NY 13126-2620
Transaction TypeMortgage
Record UpdatedJul 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 AEST AMRKET ST, NORTH HANNIBAL, NY 13126

Mortgage

Document Number0000004704
DateJun 07, 2023
InstrumentR-2023-004704
Lender
NameUNITED STATES FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 06, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJul 16, 2019
Property Address40 E MOHAWK ST, OSWEGO, NY 13126-2620
Document Number0000005893
Instrument DateJun 20, 2019
InstrumentR-2019-005893
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$404.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address169 ANTIS DR, 169, ROTONDA WEST, FL 33947-2851

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 W 2ND ST, OSWEGO, NY 13126-3835

Mortgage

Document Number0000005894
DateJul 16, 2019
InstrumentR-2019-005894
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,793.00 (-44.18%)$149,000 (-) Land $15,000 Building $134,000$149,000 (-) Land $15,000 Building $134,000
2024$5,004.00$149,000 (+49%) Land $15,000 Building $134,000$149,000 (+23.67%) Land $15,000 Building $134,000
2023$100,000 Land $7,700 Building $92,300$120,482 Land $9,277 Building $111,205

Flood & Wildfire

40 E Mohawk St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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