37 E Mohawk St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 37 E Mohawk St, Oswego, NY 13126

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,334 sqft · built 1960
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-05-20`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-05-20`
Alternative APNs	`120012805600050200000000` `1224 M`

Interior

Units	8 Units
Stories	2 Stories
Building Area	2,334 sqft Gross Area
Basement Area	1,089 sqft
Unfinished Basement	1,089 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	66 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1224 M
Street Address	37 E MOHAWK ST
City	OSWEGO
State	NY
Zip	13126-2683
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	TN2
Legal Description	B 121, L 132 072-004-000
Legal Block	5
Legal Lot Number	20.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2004
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-05-20

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 W 4TH ST, OSWEGO, NY 13126-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 13, 2017
Property Address	37 E MOHAWK ST, OSWEGO, NY 13126-2683
Document Number	0000001405
Instrument Date	Feb 09, 2017
Instrument	1405
Transaction Type	Transfer
Record Updated	Apr 05, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 W 4TH ST OSWEGO NY 131261020, OSWEGO, NY 13126-1020

Mortgage

Document Number	1406
Date	Feb 13, 2017
Instrument	1406

Lender

Name	KELLY JOSEPH B JR LIVING TR
Address	38 E MOHAWK ST, OSWEGO, NY 13126-2620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2027

Interest

Rate	5%

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00	$105,000 (+23.53%) Land $14,800 Building $90,200	$105,000 (+2.53%) Land $14,800 Building $90,200
2023		$85,000 Land $8,900 Building $76,100	$102,410 Land $10,723 Building $91,687

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 879 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.