Montezuma County property record for 40 E Main St, Cortez, CO 81321 · Last verified August 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1976 |
| Square Footage | 576 sqft Total Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Last Sale | $107,000 (2023) |
| Tax Bill | $1,393.00 (2025) |
| Primary APN | R009530 |
|---|---|
| Alternative APN |
|
| Building Area | 576 sqft Total Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Space Heating |
|---|---|
| Sewage | Municipal Sewage |
| Account Number | R009530 |
|---|---|
| Street Address | 40 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3209 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SUBDIVISION: TOWN OF CORTEZ LOT: 3 BLOCK: 30 B429 P107 |
| Legal Subdivision | TOWN OF CORTEZ |
| Legal Block | 30 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEZUMA CO |
| Minor Civil Division | CORTEZ |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 969301 |
Source: Montezuma County records · APN R009530
Assessment roll updated March 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25999 ROAD T, DOLORES, CO 81323-9202 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE DOLORES STATE BANK |
| Aug 07, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Aug 31, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 05, 2023 | Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2023 · Amount on Record |
| Deed Sale | Sep 05, 2023 · Amount on Record |
| Prior Sale | Feb 10, 2010 · Amount on Record |
| Deed Doc Number | 2023652509 |
| Prior Transfer Date | Aug 07, 2023 |
| Prior Transfer Doc | 0000652452 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 40 E MAIN ST, CORTEZ, CO 81321-3209 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000653235 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 653235 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | DOLORES, CO 81323 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 05, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 07, 2023 |
| Property Address | 40 E MAIN ST, CORTEZ, CO 81321-3209 |
| Document Number | 0000652049 |
| Map Reference | MB 429 PG 107 |
| Instrument Date | Aug 07, 2023 |
| Instrument | 652049 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12053 ROAD 22.6, CORTEZ, CO 81321-9668 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 31, 2023 |
| Property Address | 40 E MAIN ST, CORTEZ, CO 81321-3209 |
| Document Number | 0000652452 |
| Instrument Date | Aug 07, 2023 |
| Instrument | 652452 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12053 ROAD N, CORTEZ, CO 81321 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 05, 2023 |
| Property Address | 40 E MAIN ST, CORTEZ, CO 81321-3209 |
| Document Number | 0000652509 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | Sep 05, 2021 |
| Instrument | 652509 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25999 ROAD T, DOLORES, CO 81323-9202 |
| Document Number | 0000652511 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 652511 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,393.00 (+64.85%) | $24,793 (+72.21%) Land $12,822 Building $11,971 | $85,494 (+72.21%) Land $44,213 Building $41,281 |
| 2024 | $845.00 (+9.88%) | $14,397 (-37.67%) Land $11,053 Building $3,344 | $49,645 (-37.67%) Land $38,115 Building $11,530 |
| 2023 | $769.00 (-18.02%) | $23,097 (+36.27%) Land $11,053 Building $12,044 | $79,645 (+36.27%) Land $38,115 Building $41,530 |
| 2022 | $938.00 | $16,950 Land $6,190 Building $10,760 | $58,447 Land $21,344 Building $37,103 |
40 E Main St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Montezuma County (08083C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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