40 E Main St, Camden, TN 38320 Property Records

Benton County property record for 40 E Main St, Camden, TN 38320

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 3,120 sqft · built 1923
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Tax Bill$1,081 (2025)
Deeds & MortgagesJul 2019 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN003078F H 03500

Property Details

APN / Parcel Number

Primary APN003078F H 03500
Alternative APNs
  • 078FBC 00400 000
  • 078F H 03500

Interior

Full Baths0.5 Baths
Stories1 Story
Building Area3,120 sqft Total Area
1st Floor Area2,600 sqft
Upper Floors Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions140 ft deep x 25 ft wide
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number078FBC 00400 000
Street Address40 E MAIN ST
CityCAMDEN
StateTN
Zip38320-1734
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 05, COUNTY AREA: A01
Legal SubdivisionMENS STORE
JurisdictionBENTON TN
Township / Civil Division3
Census Block Group1
Census Block1055
Census Tract963300

Owner

Source: Benton County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address100 S FORREST AVE, CAMDEN, TN 38320-1729
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Sep 11, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021
Deed SaleSep 3, 2021
Prior SaleSep 5, 2012 · Amount on Record
Deed Document Number0000362481
Deed Book / Page340 / 357
Prior Transfer DateSep 11, 2020
Prior Transfer Doc102793
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON TN
Property Address40 E MAIN ST, CAMDEN, TN 38320-1734
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 HIGHWAY COURT SQ, TN
InvestorPossibly a Property Investor

Mortgage

Document Number0000000321/0000000022
DateJul 19, 2019
Book Page0000000321/0000000022
Instrument98762
Lender
NameFIRSTBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2020

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON TN
Recording DateSep 11, 2020
Property Address40 E MAIN ST, CAMDEN, TN 38320-1734
Document Number000340/357
Book / Page340 / 357
Instrument DateAug 20, 2020
Instrument102793
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
Tax$157.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 130, CAMDEN, TN 38320-0130

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBenton County
MunicipalityCamden City
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,081.00 (+122.89%)$46,160 (+248.64%) Land $2,840 Building $43,320$115,400 (+248.64%) Land $7,100 Building $108,300
2023$485.00$13,240 (-) Land $3,800 Building $9,440
2022$485.00$13,240 Land $3,800 Building $9,440$33,100 (-) Land $9,500 Building $23,600
2020$33,100 Land $9,500 Building $23,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA2 of 11
Most Recent ClaimDec 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN WATER DEPT
serves 10,013 people · EPA ID TN0000090
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TEC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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