10 E Main St, Camden, TN 38320 Property Records

Benton County property record for 10 E Main St, Camden, TN 38320

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 4,914 sqft · built 1923
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Oct 2026)
Tax Bill$1,575 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003078F H 03800

Property Details

APN / Parcel Number

Primary APN003078F H 03800
Alternative APNs
  • 078FBC 00200 000
  • 078F H 03800

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,914 sqft Total Area
1st Floor Area1,638 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions140 ft deep x 28 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 E MAIN ST
CityCAMDEN
StateTN
Zip38320-1734
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 05, COUNTY AREA: A01
JurisdictionBENTON TN
Township / Civil Division3
Census Block Group1
Census Block1055
Census Tract963300

Owner

Source: Benton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 E MAIN ST, CAMDEN, TN 38320-1734
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2026 · Amount on Record
Deed SaleOct 6, 2026 · Amount on Record
Prior SaleFeb 18, 2005 · Amount on Record
Deed Document Number2026126255
Deed Book / Page433 / 2950
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON TN
Recording DateOct 6, 2026
Property Address10 E MAIN ST, CAMDEN, TN 38320-1734
Document Number0000126255
Book / Page433 / 2950
Instrument DateSep 30, 2026
Instrument2026126255
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,712.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E MAIN ST, CAMDEN, TN 38320-1734

Mortgage

Document Number0000126256,
DateOct 6, 2026
Instrument2026126256
Lender
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term204 Months
DueOct 5, 2043
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBenton County
MunicipalityCamden City
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,575.00 (-33.18%)$67,240 (+4.54%) Land $3,520 Building $63,720$168,100 (+4.54%) Land $8,800 Building $159,300
2023$2,357.00$64,320 (-) Land $4,000 Building $60,320
2022$2,357.00$64,320 Land $4,000 Building $60,320$160,800 (-) Land $10,000 Building $150,800
2020$160,800 Land $10,000 Building $150,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA2 of 11
Most Recent ClaimDec 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN WATER DEPT
serves 10,013 people · EPA ID TN0000090
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TEC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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