40 Dune Dr, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 40 Dune Dr, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,114 sqft · built 2002
Lot Size	0.739 acres (32,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Jul 2018)
Tax Bill	$14,640 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`CHAT M:16A B:0009 L:C5`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:16A B:0009 L:C5`
Alternative APN	`3609`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Gross Area	5,636 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,200 sqft (0.739 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3609
Street Address	40 DUNE DR
City	CHATHAM
State	MA
Zip	02633-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	9
Legal Lot Number	C5
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2001
Census Tract	10700

Owner

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1123 OENOKE RDG, NEW CANAAN, CT 06840-2609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Jul 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Dec 20, 2012
Deed Document Number	201834799
Deed Book / Page	31410 / 283
Transfer Doc	31410-283
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	40 DUNE DR, CHATHAM, MA 02633-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32480-241
Date	Nov 19, 2019
Book Page	32480/241
Instrument	58296

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2029

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Jul 18, 2018
Property Address	40 DUNE DR, CHATHAM, MA 02633-2519
Document Number	31410-283
Book / Page	031410 / 000283
Instrument Date	Jul 11, 2018
Instrument	34799
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$13,110.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1123 OENOKE RDG NEW CANAAN CT 068402609, NEW CANAAN, CT 06840-2609

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,640.00 (+3%)	$4,219,000 (+5.97%) Land $2,742,900 Building $1,476,100	$3,545,590
2024	$14,213.00 (+16.1%)	$3,981,200 (+26.18%) Land $2,587,600 Building $1,393,600
2023	$12,242.00	$3,155,200 Land $1,886,700 Building $1,268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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