20 Dune Dr, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 20 Dune Dr, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,078 sqft · built 2015
Lot Size	0.628 acres (27,350 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Apr 2015)
Tax Bill	$13,128 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`CHAT M:16A B:0011 L:C7`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:16A B:0011 L:C7`
Alternative APN	`3560`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,078 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	27,350 sqft (0.628 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3560
Street Address	20 DUNE DR
City	CHATHAM
State	MA
Zip	02633-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	11
Legal Lot Number	C7
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2001
Census Tract	10700

Owner

20 Dune Dr is owner-occupied and held in a trust since April 2015.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 DUNE DR, CHATHAM, MA 02633-2519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	Jan 14, 2014 · Amount on File
Deed Book / Page	28816 / 349
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	20 DUNE DR, CHATHAM, MA 02633-2519
Document Number	32495-319
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 DUNE DR CHATHAM MA 026332519, CHATHAM, MA 02633-2519

Mortgage

Document Number	32495-319
Date	Nov 25, 2019
Book Page	032495/000319
Instrument	59554

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20 Dune Dr was $13,128, down 2.1% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,128.00 (-2.06%)	$3,783,400 (+0.77%) Land $1,333,300 Building $2,450,100	$4,577,765
2024	$13,404.00	$3,754,600 Land $1,257,800 Building $2,496,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Dune Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Dune Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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