38 Downing Rd, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 38 Downing Rd, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,418 sqft · built 1962
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (May 2019)
Tax Bill	$5,977 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0060 B:0049`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0060 B:0049`
Alternative APN	`6766`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6766
Street Address	38 DOWNING RD
City	PEABODY
State	MA
Zip	01960-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	49
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2013
Census Tract	210302

Owner

38 Downing Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 DOWNING RD, PEABODY, MA 01960-2702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Apr 25, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Sep 10, 1998 · Amount on File
Deed Document Number	20194370
Deed Book / Page	37553 / 174
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	37553-174
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	May 31, 2019
Property Address	38 DOWNING RD, PEABODY, MA 01960-2702
Document Number	37553-174
Book / Page	37553 / 174
Instrument Date	May 24, 2019
Instrument	20190531004370
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DOWNING RD, PEABODY, MA 01960-2702

Mortgage

Document Number	190531004380
Date	May 31, 2019
Instrument	190531004380

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	38 DOWNING RD, PEABODY, MA 01960-2702
Document Number	37045-18
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DOWNING RD PEABODY MA 019602702, PEABODY, MA 01960-2702

Mortgage

Document Number	37045-18
Date	Sep 28, 2018
Book Page	037045/000018
Instrument	180928370

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	38 DOWNING RD, PEABODY, MA 01960-2702
Document Number	35836-243
Book / Page	035836 / 000243
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35836-243
Date	May 1, 2017
Book Page	035836/000243
Instrument	1705010384

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 38 Downing Rd was $5,977, up 4.3% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,977.00 (+4.27%)	$631,200 (+1.97%) Land $321,300 Building $309,900	$675,353 (+10.1%)
2025	$5,732.00 (+8.29%)	$619,000 (+6.65%) Land $297,500 Building $321,500	$613,415
2024	$5,293.00 (-0.54%)	$580,400 (+3.83%) Land $297,500 Building $282,900
2023	$5,322.00	$559,000 Land $248,000 Building $311,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Downing Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Downing Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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