40 Down St, Rochester, NY 14623 Property Records

Monroe County and Henrietta Town property record for 40 Down St, Rochester, NY 14623

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,012 sqft · built 1957
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Aug 2020)
Tax Bill$4,413 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN263200 162.19-2-84

Property Details

APN / Parcel Number

Primary APN263200 162.19-2-84
Alternative APNs
  • 32001621900002084000
  • GRANADA

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,012 sqft Living Area
1st Floor Area1,012 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions161 ft deep x 111 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area664 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberGRANADA
Street Address40 DOWN ST
CityROCHESTER
StateNY
Zip14623-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionT LOT 12 2ND R 1000 1957 FILED 5-21-57 L 136 PG 44 SUBURBAN HEIGHTS 8A LT 48
Legal SubdivisionSUBURBAN HEIGHTS
Legal Block2
Legal Lot Number84.000
JurisdictionMONROE NY
Township / Civil DivisionHENRIETTA
Census Block Group4
Census Block4008
Census Tract13101

Owner

Source: Monroe County and Henrietta Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 DOWN ST, ROCHESTER, NY 14623-4608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 27, 2020Executor's Deed, Transfer
INDEPENDENT TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Deed Document Number2020467
Deed Book / Page12383 / 313
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address40 DOWN ST, ROCHESTER, NY 14623-4608
Transaction TypeMortgage
Record UpdatedSep 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 DOWN ST, ROCHESTER, NY 14623-4608

Mortgage

Document Number0000000642
DateAug 26, 2022
Book Page30033/44
Instrument202208260642
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2050

August 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMONROE NY
Recording DateAug 27, 2020
Property Address40 DOWN ST, ROCHESTER, NY 14623-4608
Document Number0000000467
Book / Page12383 / 313
Map ReferenceLB 136 PG 44&45
Instrument DateJul 28, 2020
Instrument202008270467
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyINDEPENDENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 DOWN ST, ROCHESTER, NY 14623-4608

Tax Assessment & Valuation

Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionHenrietta Town
Unified School DistrictRush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,413.00 (+0.32%)$250,000 (+55.76%) Land $34,000 Building $216,000$250,000 (+55.76%) Land $34,000 Building $216,000
2023$160,500 (+16.98%) Land $31,000 Building $129,500$160,500 (+16.98%) Land $31,000 Building $129,500
2022$137,200 Land $20,200 Building $117,000$137,200 Land $20,200 Building $117,000
2021$4,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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