Brevard County property record for 40 Derby St, Cocoa, FL 32922
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,194 sqft · built 1916 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jun 2001) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-36-33-81-*-13.01 |
| Primary APN | 24-36-33-81-*-13.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,489 sqft |
| 1st Floor Area | 1,531 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 80 ft deep x 52.4 ft wide |
| Garage Type | Carport |
| Garage Area | 143 sqft |
| Carport | Carport |
| Carport Area | 143 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | Deck Area |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2426382 |
|---|---|
| Street Address | 40 DERBY ST |
| City | COCOA |
| State | FL |
| Zip | 32922-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU225 |
| Legal Description | DERBYS ADDN TO COCOA S 80.1 FT OF LOT 14 & S 80.1 FT OF W 16 FT OF LOT 13 |
| Legal Range | 36E |
| Legal Township | 24S |
| Legal Section | 33 |
| Legal Subdivision | DERBYS ADDN TO COCOA |
| Legal Lot Number | 13 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 71500 |
Source: Brevard County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 DERBY ST, COCOA, FL 32922-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 1, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2001 · Amount on Record |
| Deed Sale | Jun 5, 2001 · Amount on Record |
| Prior Sale | Dec 1, 1994 · Amount on Record |
| Deed Book / Page | 4353 / 3945 |
| Last Transfer Date | Jun 8, 2007 |
| Transfer Doc | 0057880900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 40 DERBY ST, COCOA, FL 32922-7874 |
| Document Number | 0090712392 |
| Book / Page | 9071 / 2392 |
| Map Reference | MB 1 PG 90 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021082348 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DERBY ST, COCOA, FL 32922-7874 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 40 DERBY ST, COCOA, FL 32922-7874 |
| Document Number | 0090712369 |
| Book / Page | 9071 / 2369 |
| Map Reference | MB 1 PG 90 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021082346 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DERBY ST, COCOA, FL 32922-7874 |
| Document Number | 90712373 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 9071/2373 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 40 DERBY ST, COCOA, FL 32922-7874 |
| Document Number | 0078201339 |
| Book / Page | 007820 / 001339 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 40 DERBY ST COCOA FL 329227874, COCOA, FL 32922-7874 |
| Document Number | 0078201339 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 007820/001339 |
| Instrument | 32051 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Cocoa City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,240 (+2.69%) | $197,580 (+30.53%) | |
| 2025 | $1,805.00 (+3.86%) | $136,560 (+5.98%) | $151,370 (-8.5%) |
| 2024 | $1,738.00 (+3.89%) | ||
| 2023 | $1,673.00 (-47.75%) Homeowner's exemption Senior Citizen's exemption | $128,860 (-22.68%) | $165,440 (-0.73%) Land $45,500 Building $119,940 |
| 2022 | $3,202.00 | $166,650 Land $45,500 Building $121,150 | $166,650 Land $45,500 Building $121,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 176 units insured incl. 156 condo units |
| Nearby Flood Claims | 8 (1980–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures