109 Derby St, Cocoa, FL 32922 Property Records

Brevard County property record for 109 Derby St, Cocoa, FL 32922

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,592 sqft · built 1913
Lot Size0.37 acres (16,117 sqft)
OwnerCompany Name on Record
Last Sale$447,000 (Dec 2020)
Tax Bill$6,731 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN24-36-33-81-*-24

Property Details

APN / Parcel Number

Primary APN24-36-33-81-*-24
Alternative APNs
  • 24-36-33-81-00000.0-0024.00
  • 2426397

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,592 sqft Living Area
Gross Area1,784 sqft
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 2015
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions141 ft deep x 120 ft wide
Garage TypeDetached
Garage Area180 sqft
PorchFinished/Open Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2426397
Street Address109 DERBY ST
CityCOCOA
StateFL
Zip32922-7872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU225
Legal DescriptionDERBYS ADDN TO COCOA E 25 FT OF LOT 24, ALL LOT 25 & W 40 FT OF LOT 26
Legal Range36E
Legal Township24S
Legal Section33
Legal SubdivisionDERBYS ADDN TO COCOA
Legal Lot Number24
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2091
Census Tract71500

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address109 DERBY ST, COCOA, FL 32922-7872
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Warranty Deed, Transfer
PRIME LNDG
Aug 12, 2019Warranty Deed, Transfer
ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleMar 5, 2020 · Amount on Record
Deed Document Number2020288951
Deed Book / Page8962 / 1018
Last Transfer DateOct 11, 2023
Transfer Doc0000220553
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 23, 2020
Property Address109 DERBY ST, COCOA, FL 32922-7872
Document Number0089621018
Book / Page008962 / 001018
Instrument DateDec 21, 2020
Instrument288951
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 DERBY ST COCOA FL 329227872, COCOA, FL 32922-7872

Mortgage

Document Number89621020
DateDec 23, 2020
Book Page008962/001020
Instrument288952
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueDec 22, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 12, 2019
Property Address109 DERBY ST, COCOA, FL 32922-7872
Document Number0085110973
Book / Page008511 / 000973
Instrument DateAug 8, 2019
Instrument175568
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Transaction

AmountAmount Recorded
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address137 S COURTENAY PKWY #808 MERRITT ISLAND FL 329524843, 808, MERRITT ISLAND, FL 32952-4843

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,900 (+2.7%)$489,760 (+1.19%)
2025$6,731.00 (+4.75%) Homeowner's exemption$402,050 (+5.99%)$483,990 (+0.54%) Land $104,000 Building $379,990
2023$6,426.00 (+9.6%) Homeowner's exemption$379,340 (+3%)$481,380 (+3.28%) Land $104,000 Building $377,380
2022$5,863.00 Homeowner's exemption$368,300$466,110 Land $104,000 Building $362,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies176 units insured
incl. 156 condo units
Nearby Flood Claims8 (1980–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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