40 Cypress Ave, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 40 Cypress Ave, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,452 sqft · built 1950
Lot Size	0.134 acres (5,858 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2025)
Tax Bill	$5,156 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225 0000 0023 A`

Property Details

APN / Parcel Number

Primary APN	`225 0000 0023 A`
Alternative APN	`LAWR M:0225 B:0000 L:0023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Gross Area	4,912 sqft
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,858 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	225 0000 0023 A
Street Address	40 CYPRESS AVE
City	LAWRENCE
State	MA
Zip	01841-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	23
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4012
Census Tract	251400

Owner

40 Cypress Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CYPRESS AVE, LAWRENCE, MA 01841-4804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jul 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Aug 6, 2015 · Amount on File
Deed Book / Page	18291 / 283
Prior Transfer Date	May 30, 2025
Prior Transfer Doc	018291-283
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 2, 2025
Property Address	40 CYPRESS AVE, LAWRENCE, MA 01841-4804
Document Number	018291-283
Book / Page	18291 / 283
Instrument Date	May 30, 2025
Instrument	8634
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 CYPRESS AVE, LAWRENCE, MA 01841-4804

Mortgage

Document Number	0000008635
Date	Jun 2, 2025
Instrument	8635

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	40 CYPRESS AVE, LAWRENCE, MA 01841-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15923-313
Date	Jul 18, 2019
Book Page	15923/313
Instrument	16751

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	40 CYPRESS AVE, LAWRENCE, MA 01841-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16534-217
Date	Oct 7, 2020
Book Page	16534/217
Instrument	27265

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 40 Cypress Ave was $5,156, up 7.1% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,156.00 (+7.1%)	$596,800 (+9.1%) Land $159,400 Building $437,400	$638,100 (+2.44%)
2025	$4,814.00 (+7.99%)	$547,000 (+13.51%) Land $127,500 Building $419,500	$622,915
2024	$4,458.00 (-2.04%)	$481,900 (+7.59%) Land $123,300 Building $358,600
2023	$4,551.00	$447,900 Land $108,000 Building $339,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Cypress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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