38 Cypress Ave, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 38 Cypress Ave, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$79,900 (Jun 1993)
Tax Bill	$4,577 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225 0000 0022 A`

Property Details

APN / Parcel Number

Primary APN	`225 0000 0022 A`
Alternative APN	`LAWR M:0225 B:0000 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	2,944 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	225 0000 0022 A
Street Address	38 CYPRESS AVE
City	LAWRENCE
State	MA
Zip	01841-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	EMERY PARK
Legal Lot Number	22
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4012
Census Tract	251400

Owner

38 Cypress Ave is owned and occupied by two individuals who bought it in June 1993.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 CYPRESS AVE, LAWRENCE, MA 01841-4804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · ARM NESC FEDERAL CREDIT UNION
Apr 17, 2018	Deed of Trust, Mortgage MERRIMACK VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1993 · Amount on File
Deed Sale	Jun 15, 1993 · Amount on File
Deed Book / Page	3756 / 117
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	38 CYPRESS AVE, LAWRENCE, MA 01841-4804
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16795-284
Date	Mar 1, 2021
Book Page	16795/284
Instrument	6904

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2026
Index	5-Year CMT

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	38 CYPRESS AVE, LAWRENCE, MA 01841-4804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15448-310
Date	Apr 17, 2018
Book Page	15448/310
Instrument	8502

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 38 Cypress Ave was $4,577, up 5.1% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,577.00 (+5.07%)	$529,800 (+7.03%) Land $173,600 Building $356,200	$524,807 (+17.14%)
2025	$4,356.00 (+3.17%)	$495,000 (+8.46%) Land $138,800 Building $356,200	$448,020
2024	$4,222.00 (-1.1%)	$456,400 (+8.61%) Land $134,200 Building $322,200
2023	$4,269.00	$420,200 Land $117,500 Building $302,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Cypress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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